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Buying Your First Home in Winnipeg? Here’s Your Step-by-Step Guide

Buying your first home is a huge milestone—and let’s be honest, it can feel like a mix of excitement, nerves, and “where do I even start?” The good news? You don’t have to figure it all out on your own.

This guide walks you through the essential steps to buying your first home in Winnipeg—from budgeting to move-in day—so you can feel confident every step of the way.


Step 1: Know Your Budget (and Be Honest With Yourself)

Before you start browsing listings or dreaming about open-concept kitchens, take a look at your finances.

Ask yourself:

  • What’s my total monthly income?

  • How much debt am I carrying?

  • How much can I realistically save or have already saved for a down payment?

Don’t forget to include:

  • Closing costs (lawyer fees, inspections, taxes)

  • Property taxes and utilities

  • Home maintenance and repairs

💡 Quick tip: Most first-time buyers put down 5%–20% of the purchase price. The higher the down payment, the smaller your monthly mortgage payment.


Step 2: Get Pre-Approved for a Mortgage

This is a game-changer. A mortgage pre-approval tells you exactly how much a lender is willing to offer you—and shows sellers you’re serious.

What you’ll typically need:

  • Proof of income (pay stubs, T4s, or tax returns)

  • Credit score and history

  • Debt-to-income ratio

  • Employment details

Once you’re pre-approved, you’ll get a price range to shop within—and a better chance of getting your dream home.


Step 3: Look Into First-Time Homebuyer Incentives

There’s help out there! As a first-time buyer in Canada, you might be eligible for:

🏡 First-Time Home Buyer Incentive

A shared equity program that helps lower your monthly mortgage payments by letting the government chip in with part of your down payment.

💰 Home Buyers’ Plan (HBP)

Allows you to borrow up to $35,000 from your RRSP tax-free to use toward your down payment.

📉 Manitoba Land Transfer Tax Rebate

Depending on your home and situation, you may qualify for a partial rebate on your land transfer tax.

These programs can make a big difference—ask your realtor or mortgage advisor what you’re eligible for.


Step 4: Choose the Right Neighborhood

Winnipeg is full of diverse neighborhoods, each with its own vibe and perks. Think about what matters most to you.

Consider:

  • Proximity to work, schools, or family

  • Access to public transportation

  • Nearby parks, shopping, or entertainment

  • Long-term investment potential (Will the area grow in value?)

💡 Explore on foot if you can—see how a neighborhood “feels” in real life.


Step 5: Start the Search

Here’s where the fun begins! With your budget, pre-approval, and neighborhood wish list in hand, it’s time to start viewing homes.

A good Winnipeg realtor can:

  • Send you listings that match your criteria

  • Set up private showings

  • Give you honest advice about pricing, value, and hidden issues

Be patient—finding “the one” might take a few tries.


Step 6: Make a Strong Offer

When you find a home you love, it’s time to put in an offer. Your realtor will help you decide on a competitive price and terms based on the market.

Your offer usually includes:

  • Offer price

  • Deposit amount (usually 1%–2% of the home price)

  • Conditions (financing, home inspection, etc.)

  • Closing date

The seller might accept, counter, or decline—but a good agent will help you negotiate with confidence.


Step 7: Schedule a Home Inspection

Even if the home looks perfect, a home inspection is a must.

Inspectors check:

  • Roof, foundation, and structure

  • Plumbing and electrical systems

  • Windows, doors, and insulation

  • Potential moisture or mold issues

💡 Think of it as peace of mind. You don’t want to move in and discover surprise repairs.


Step 8: Finalize the Sale (aka Closing Time)

You’re almost there!

During closing, you’ll:

  • Finalize your mortgage with the lender

  • Sign legal paperwork with your lawyer

  • Pay remaining closing costs (taxes, legal fees, etc.)

After all the boxes are checked, you’ll get the keys and the official title to your new home!


Step 9: Move In and Celebrate! 🎉

Congratulations—you’re now a homeowner!

Here’s a quick checklist before move-in day:

  • Set up internet, hydro, water, and heat

  • Update your address with banks, work, and the government

  • Start packing and plan your move

Now’s the time to celebrate—you’ve earned it.


Final Thoughts

Buying your first home is a big deal. But when you break it down into clear steps—and work with people who have your back—it doesn’t have to be overwhelming.

Whether you’re just starting to explore or already looking at listings, the most important thing is to stay informed, stay realistic, and surround yourself with the right support.


Ready to Start Your Homeownership Journey?

If you’re thinking about buying your first home in Winnipeg and want a local expert in your corner, I’m here to help.

👉 Visit tysellswpg.com for personalized advice, first-time buyer resources, and insider knowledge on Winnipeg neighborhoods and homes.

Let’s make your homebuying journey a whole lot easier (and way more exciting).

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How to Stage Your Home for a Quick Sale in Winnipeg (Without Breaking the Bank)

Thinking of selling your home in Winnipeg? If so, you probably want it sold fast and for the best price possible. The secret weapon? Home staging.

Staging isn’t about turning your home into a magazine spread—it’s about making it feel clean, warm, and inviting to every potential buyer who walks through the door.

Winnipeg buyers are looking for properties they can see themselves living in. And in a market that shifts with the seasons (hello, prairie winters), a well-staged home can be the difference between a quick offer and weeks (or months) of silence.

Let’s walk through practical, budget-friendly tips to stage your home and attract top dollar in Winnipeg’s real estate market.


1. Declutter Like a Pro (and Then Declutter Again)

Buyers don’t want to see your stuff—they want to envision their future.

Start by removing:

  • Personal photos and family memorabilia

  • Excess knick-knacks or decorations

  • Unused furniture that makes rooms feel cramped

This isn't about stripping your home of personality; it's about creating a blank slate where buyers can picture themselves living.

🔑 Quick Tip:

Use baskets, bins, or hidden storage to organize everyday items. Decluttering makes your home look bigger—and buyers love big, open spaces.


2. Deep Clean Everything (Yes, Everything)

When a buyer walks into a spotless home, they immediately feel like it’s well cared for. A few spots to go the extra mile:

  • Baseboards, vents, and windowsills

  • Appliances (yes, buyers will open the fridge)

  • Shower grout and mirrors

  • Inside cabinets and closets

A clean home builds trust. And trust builds offers.


3. Boost That Winnipeg Curb Appeal

No matter the season, your home’s exterior is the first thing buyers see. And in Winnipeg, that means adapting to weather shifts.

☀️ In warmer months:

  • Mow the lawn, trim the shrubs, and add some flowers

  • Power wash the siding or front steps

  • Freshen up the front door with paint or a stylish doormat

❄️ In winter:

  • Clear snow from the driveway, sidewalk, and steps

  • Add a tasteful seasonal wreath or cozy lighting

  • Use salt or sand to avoid slippery surfaces

Don’t underestimate the power of a warm, welcoming exterior—it sets the tone for everything inside.


4. Sell the Winnipeg Lifestyle

One of the best things you can do? Stage your home to match local lifestyles.

Winnipeggers value coziness in the winter and outdoor living in the summer. Play to that!

❄️ In the colder months:

  • Add throws and soft blankets to couches or beds

  • Use warm-toned lighting to create comfort

  • Set up a reading nook or coffee corner

☀️ In summer:

  • Stage the patio with a small table and chairs

  • Highlight your backyard space or garden potential

  • Show off BBQ areas or outdoor storage

The goal is to help buyers feel what it’s like to live there throughout the year.


5. Arrange Furniture with Purpose

Every room should have a clearly defined function. Ask yourself:

  • Is the living room set up for conversation?

  • Can buyers walk through easily without bumping into furniture?

  • Is it obvious what each room is for?

Remove any unnecessary pieces and use area rugs to define spaces. In small rooms, less furniture = more space.


6. Repaint with Neutral, Fresh Tones

If your walls are bright red or lime green (no judgment!), now’s the time for a refresh.

Stick with colors like:

  • Soft greys

  • Warm whites

  • Light beige

Neutral tones help buyers see the home’s bones without distraction. Plus, a fresh coat of paint makes the entire space feel cleaner and newer.


7. Light It Up

Natural light is your best friend. Open curtains, clean windows, and let the sun shine in.

In darker rooms or during short winter days:

  • Add table lamps or floor lamps for warmth

  • Replace dim or flickering bulbs

  • Use soft white light to avoid harshness

A bright space feels bigger and more welcoming, which helps buyers linger—and remember your home.


8. Add Simple Touches That Feel Like “Home”

Home staging isn’t just about removing things—it’s also about adding just the right elements.

Consider:

  • A bowl of fresh lemons in the kitchen

  • White towels neatly folded in the bathroom

  • A neutral throw on the couch

  • A made-up bed with clean, soft linens

  • A light scent—like fresh linen or vanilla (avoid strong air fresheners!)

These small details create an experience that helps buyers emotionally connect with the home.


9. Think Like a Buyer: Do a “Walkthrough”

Once you’re done staging, take a fresh set of eyes through your home. Better yet, invite a friend who’s not used to the space and ask:

  • What stands out (in a good or bad way)?

  • Are there any weird smells or noises?

  • What’s the overall feeling?

A buyer’s first impression is formed in seconds—make sure yours is a positive one.


10. Don’t Forget to Stage the Storage

Buyers are obsessed with storage. They will absolutely open closets, pantries, and cupboards.

Make sure yours say:

“There’s more than enough room for your stuff!”

Declutter these areas too. Organize by category, use baskets, and avoid overstuffing.


Final Thoughts

Staging your home might seem like a lot—but it’s one of the best ways to stand out in a competitive market like Winnipeg. It doesn’t have to be expensive or time-consuming. With the right strategy, you can transform your space into one buyers can’t resist.


Want Personalized Staging Tips for Your Winnipeg Home?

Every home is different—and what works for one space might not work for another. That’s where I come in.

👉 Visit tysellswpg.com to get expert advice on how to prep, stage, and sell your home fast—all tailored to the unique Winnipeg market.

Let’s get your home sold, stress-free and for top dollar.


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Common Struggles When Buying a Home (and What You Can Do About Them)

Buying a home is a huge milestone—especially if you’re new to Canada or finally ready to plant roots in Winnipeg. But let’s be honest: the journey to homeownership can come with a few bumps along the way.

From mortgage challenges to financial hurdles, the process isn’t always smooth. And if you’ve ever felt overwhelmed or unsure where to start, you’re not alone. In this guide, we’re unpacking some of the most common struggles buyers face (especially first-timers and newcomers) and sharing real talk on what you can do to move forward confidently.


1. From Rent Frustration to Homeownership Goals

If you're a newcomer to Canada and currently renting in Winnipeg, chances are you’ve run into at least one of these issues:

  • Your family size doesn’t meet apartment restrictions.

  • You’ve got a beloved pet—and your landlord doesn’t share the love.

  • You dream of having a small garden, a backyard, or even a garage—but your rental can’t offer any of that.

These limitations can make you start daydreaming about homeownership sooner than expected. And that’s not a bad thing! Owning your own space means you can build equity, customize your home, and have the freedom to live on your terms.

But for many newcomers, the dream gets delayed because of one big barrier: lack of credit history.

🛠️ What You Can Do:

  • Start building your credit as soon as possible—even small credit cards and consistent payments go a long way.

  • Explore mortgage lenders that specialize in working with newcomers to Canada.

  • Connect with a real estate agent or mortgage specialist who understands your situation and can guide you through alternatives.


2. Pre-Approval Problems: When the Numbers Don’t Add Up

Getting pre-approved is an exciting step… until the numbers come in lower than you hoped—or worse, you’re not approved at all.

Some common reasons this happens:

  • One of the buyers is currently laid off or recently changed jobs

  • You’re on maternity or paternity leave

  • Your job isn’t full-time permanent yet

  • You’re carrying high levels of debt

  • You’ve had past financial setbacks like bankruptcy or consumer proposals

These situations don’t mean you’ll never be approved. It just means the timing might not be right now—and that's okay.

🛠️ What You Can Do:

  • Use this time to tidy up your financial picture—pay down debt, reduce credit usage, and focus on job stability.

  • Get a clear plan from your mortgage broker on what needs to change and how long it’ll take.

  • Stay connected to the market so you’re ready when your approval improves.


3. You Found “The One”... But You’re Not Financially Ready (Yet)

It’s a tale as old as time—you fall in love with a home. The layout, the light, the neighborhood—it checks all the boxes. But there’s just one problem: your down payment isn’t ready yet.

That sinking feeling is real. It’s like meeting your dream person but not being in the right phase of life to start something serious.

💡 Real Talk:

Falling in love with a house before you’re financially prepared can lead to a lot of emotional stress. And while that perfect listing might get away, it doesn’t mean another dream home won’t show up when you’re truly ready.

🛠️ What You Can Do:

  • Treat this moment as a wake-up call. Use it to set a clear, time-bound savings goal.

  • Look into programs like the First-Time Home Buyers’ Incentive or the RRSP Home Buyers’ Plan (if eligible).

  • Get pre-qualified so you can shop within your current budget—and make strong offers when the time is right.


4. The Down Payment Struggle is Real

Saving for a down payment is often the biggest hurdle—and not just for newcomers. Even lifelong Winnipeggers can find it tough to pull together a lump sum, especially with rising costs and everyday expenses.

Maybe you set a goal to buy “in a year or two.” But suddenly it’s five years later, and you're still not quite there. Life happens—unexpected bills, family responsibilities, changing priorities.

You’re not alone, and you’re not failing. But if this sounds like you, it might be time for a mindset shift.

🛠️ What You Can Do:

  • Set up a separate, automatic savings account just for your down payment.

  • Reevaluate your spending—small changes (like cutting takeout or unused subscriptions) can make a big difference over time.

  • Make a firm commitment and visualize what you're working toward. Homeownership isn’t just a transaction—it’s the lifestyle and security that comes with it.


5. Emotional Decisions vs. Financial Realities

Buying a home is deeply emotional. You’re not just buying walls and a roof—you’re choosing a space to build memories, raise a family, and feel safe.

But emotion can cloud judgment. That’s why some buyers rush into offers before they’re ready—financially or otherwise.

They don’t want to “miss the opportunity,” and they convince themselves they’ll figure it out later.

🛑 But here’s the truth:

Stretching yourself too thin can lead to serious stress later on—from overextended budgets to buyer’s remorse. There will be other homes. Don’t let panic drive the decision.

🛠️ What You Can Do:

  • Stick to your budget and don’t let FOMO (fear of missing out) dictate your moves.

  • Work with a real estate agent who will guide—not pressure—you to make smart decisions.

  • Focus on being prepared rather than being fast.


6. Feeling Discouraged? You’re Not Alone.

Every buyer’s journey is unique. And it’s totally normal to feel discouraged, especially when it feels like roadblocks keep popping up.

But here’s what I’ve learned from working with so many buyers across Winnipeg: the people who succeed are the ones who stay committed—even when things get tough.

They learn. They ask questions. They prepare. And most importantly, they don’t give up.


Let’s Recap: Common Homebuying Struggles

Here’s a quick list of challenges that many first-time buyers (especially newcomers) face:
✅ Limited or no credit history
✅ Pre-approvals that fall short
✅ Not having enough saved for a down payment
✅ Life events that delay financial readiness
✅ Emotional decision-making
✅ Difficulty staying on track with savings goals


Final Thoughts

If you're experiencing any of the challenges above, just know that you're not alone—and you’re not stuck.

You can buy a home in Winnipeg. It might take a bit of time, planning, and teamwork, but it’s absolutely within reach. The key is being honest about where you are, clear about where you want to go, and surrounded by the right support to help you get there.


Ready to Take the Next Step?

Whether you’re just starting to explore or you’ve been trying to buy for years, I’d love to help you take the guesswork out of the process.

👉 Visit tysellswpg.com to learn more, get personalized advice, and start building your path to homeownership in Winnipeg.

Let’s make your homeownership dream a reality—together.

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Property Taxes in Winnipeg: What Every Homeowner (or Soon-to-Be One) Should Know

Let’s be real—property taxes aren’t exactly the most exciting part of owning a home. But they are one of those important things you’ll want to understand, whether you’re already living in your Winnipeg dream home or just starting your house-hunting journey.

In this guide, we’re breaking down how property taxes work in Winnipeg—what they are, how they’re calculated, and how you can manage them like a pro (without getting lost in city jargon).


So, What Are Property Taxes?

At the core, property taxes are annual fees you pay based on the value of your home. That money helps the City of Winnipeg (and your local school division) cover the cost of vital services—things like snow removal, road repairs, emergency services, and education.

If you’ve ever enjoyed a clean sidewalk in winter or sent your child to a public school, you’ve already seen property taxes in action.


Who Collects Them?

There are two main groups that get a slice of your property tax pie:

  1. The City of Winnipeg – which uses the money to fund civic services like transit, parks, street lighting, garbage collection, and police/fire departments.

  2. Your School Division – which puts your dollars toward schools, teachers, and educational programs.

On your property tax bill, you’ll usually see how much goes to each.


How Are Property Taxes Calculated in Winnipeg?

Great question. Here’s the simple breakdown:

1. Assessed Value

This is what the city thinks your property is worth. The City of Winnipeg’s Assessment and Taxation Department estimates your home’s market value based on a specific base year (currently 2021 for taxes payable in 2024). This value is updated during periodic reassessments, usually every two years.

2. Mill Rate

A mill is a fancy tax term that represents $1 of tax for every $1,000 of assessed property value. Your tax bill is calculated by multiplying your assessed value by the applicable mill rate (which changes depending on city and school needs each year).

🧮 Example:

Let’s say your home is assessed at $400,000, and the combined mill rate (City + School) is 22.5.

Here’s how your bill would look:

bashCopyEdit$400,000 x (22.5 ÷ 1,000) = $9,000 in annual property taxes

Keep in mind—this is just an example. Rates vary by year and by neighborhood.


When Do You Have to Pay?

Winnipeg property taxes are typically due in June of each year. You’ll receive a notice from the City with the due date and total amount.

But don’t worry—if paying the full amount in one shot sounds overwhelming, there’s a flexible option called TIPP (more on that below!).


What’s TIPP, and Should You Use It?

TIPP stands for Tax Instalment Payment Plan. It lets you split your property tax bill into manageable monthly payments instead of paying one large lump sum in June.

Why TIPP is Awesome:

  • No lump-sum stress – Your payments come straight out of your bank account automatically.

  • No interest/penalty – As long as you stay enrolled and pay monthly, you’re in the clear.

  • Budget-friendly – Ideal for anyone who likes predictable monthly expenses.

You can apply for TIPP at any time through the City of Winnipeg’s website. It’s especially helpful for new homeowners adjusting to property-related costs.


Do Property Taxes Stay the Same Every Year?

Short answer: nope.

Your tax bill can change from year to year depending on a few things:

  • New assessed value – If your property was reassessed and its value went up (or down), your taxes will reflect that.

  • Updated mill rates – These are reviewed annually based on the city’s budget.

  • New levies or changes from the school division

That’s why it’s a good idea to review your tax notice when it arrives each spring—it helps you avoid being caught off guard.


How Do You Know If Your Assessed Value Is Fair?

Here’s the deal: the assessed value is the city’s best estimate of what your home would sell for on the open market, based on comparable properties and market conditions.

But assessments aren’t perfect.

If you believe your home has been over-assessed—meaning it’s valued higher than similar homes nearby—you can file a formal complaint during the annual assessment review period.

Reasons to Appeal:

  • Your property is valued significantly higher than similar homes in your neighborhood.

  • There are factual errors (e.g., the city thinks you have four bathrooms when you only have two).

  • You’ve had a major change that affects value (e.g., fire damage, demolition, etc.).

Appeals must be filed within a specific window each year, and supporting documentation (like appraisals or sales of similar homes) will help your case.


What Happens If You Sell or Buy a Home Mid-Year?

Good question!

Property taxes are typically prorated between the buyer and seller during the sale. That means you only pay taxes for the portion of the year you actually owned the home. Your real estate lawyer or agent will take care of this adjustment during closing.

If you’re buying a home, ask for a breakdown of current taxes so you can factor them into your monthly budget or TIPP plan.


Tips for First-Time Buyers (or Anyone Who Wants to Budget Better)

  • Don’t forget to budget for taxes when calculating your monthly affordability—especially if you’re not using TIPP.

  • Use past tax bills as a guide, but remember they can change with reassessments.

  • Set reminders for deadlines (or just enroll in TIPP to avoid the hassle).

  • Know your school division – taxes vary slightly depending on which one your home falls under.


Common Myths About Winnipeg Property Taxes—Busted

Myth 1: "If my house value goes up, my taxes will skyrocket."
Not necessarily. If everyone's property values increase proportionally, your share might not change much.

Myth 2: "I don’t have kids, so I shouldn’t have to pay school taxes."
Unfortunately, nope. School taxes are part of the public infrastructure we all contribute to, whether or not we use them directly.

Myth 3: "I can’t do anything if my assessment feels wrong."
Actually, you can. The appeal process exists because assessments can be disputed. It’s your right as a homeowner.


Final Thoughts: It’s All About Being Informed

Property taxes might not be glamorous, but they’re a big part of homeownership—and being informed gives you control. Whether you're thinking of buying a home, planning your yearly budget, or considering an appeal, understanding how everything works helps you stay one step ahead.


Got Questions About Property Taxes or Buying a Home in Winnipeg?

Whether you're unsure how taxes affect your affordability or just want someone to break things down in plain English, I’ve got your back.

👉 Visit tysellswpg.com for more tips, tools, and advice on buying, selling, and living in Winnipeg.

Let’s make homeownership a little less confusing—and a lot more exciting.


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Love, Keys, and Legalities: A Guide for Unmarried Couples Buying a Home Together in Canada

So, you’ve swiped right, binge-watched entire Netflix series, survived IKEA trips without breaking up, and now you're thinking of buying a house together. First off, congrats! That’s a huge step. And while you may not have rings on your fingers (yet), you're ready to put your names on a mortgage—and that’s serious commitment.

But here’s the deal: buying property as an unmarried couple in Canada (yes, that includes you, dear reader in Winnipeg) isn’t exactly the same as doing it solo or as a legally married couple. There are a few extra hoops to jump through and a few awkward but necessary conversations to have.

No worries—we’ve got you covered. Here’s your no-fluff, full-picture guide to buying a home together without a marriage license.


1. Start With “The Talk” (Yes, Another One)

This might not be as romantic as talking about your dream home, but money matters and expectations need to be crystal clear before anything else.

Discuss things like:

  • How much can each of you afford to contribute?

  • How will you divide ownership? (50/50? 70/30?)

  • Who pays for what—down payment, monthly mortgage, maintenance, property taxes, renovations, emergency repairs, etc.?

  • What happens if one of you wants to sell or move out?

  • What if things... end?

It may feel a bit like prenup-lite, but trust us—it’ll save you from potential heartache and headaches down the line.


2. Understanding Ownership Structures in Canada

In Canada, there are two main ways to co-own a property:

a. Joint Tenancy

This means equal ownership. If one of you passes away, the other automatically inherits the deceased’s share (called the right of survivorship). It’s simple and tidy—but only if you want it to be exactly 50/50.

Important: In Manitoba (and Canada in general), joint tenancy assumes equal ownership—even if one person pays significantly more. So if you're paying 70% of everything and still agree to joint tenancy, you're essentially gifting your partner the difference.

b. Tenants in Common

This allows for unequal ownership splits—like 60/40 or 70/30. You each own a specific share of the property. If something happens to one partner, their share passes on according to their will, not automatically to the other owner.

This is a great option if one of you is contributing more financially. It’s also more flexible... but comes with slightly more paperwork.


3. Get a Cohabitation Agreement (Seriously, Do It)

This is the most important step.

A cohabitation agreement is a legally binding document that outlines:

  • Who owns what percentage of the property

  • Who pays for what

  • What happens if you break up or one person wants out

  • How the equity will be split

  • Who gets the dog (okay, maybe not legally binding—but worth discussing!)

Even though Manitoba does recognize common-law relationships after living together for three years (or having a child together), that doesn't mean everything automatically splits 50/50 like it would in a divorce.

The agreement protects both of you—and it shows maturity and foresight, not mistrust.

💡 Pro tip: Hire a lawyer. Better yet, hire separate lawyers to make sure both parties are fairly represented.


4. Nail Down the Finances (A.K.A. Time for Spreadsheets)

Now that the tough talk is done, let’s crunch some numbers. Here are the key financial elements you'll need to sort out:

a. The Down Payment

In Canada, the minimum down payment is:

  • 5% for homes under $500,000

  • 5% of the first $500K and 10% of the portion over $500K (up to $1M)

  • 20% or more if you're avoiding CMHC mortgage insurance

Decide how much each of you is contributing. If it’s unequal, document it clearly.

b. Mortgage Approval

You can apply for a joint mortgage, which means both your incomes and credit scores are considered. That’s great if both your finances are solid.

But… if one of you has less-than-stellar credit, it could affect your rate or approval. In that case, speak to a mortgage broker about your options.

c. Property Title vs. Mortgage

Just because both your names are on the mortgage doesn't automatically mean you both own the property equally. That’s determined by the title—so make sure it aligns with your agreement.


5. Budget for All the Extra Costs

Buying a home in Canada comes with more than just a down payment. Don't forget to account for:

  • Closing costs (1.5–4% of the purchase price)

  • Legal fees

  • Title insurance

  • Property taxes

  • Home inspection and appraisal fees

  • Land Transfer Tax (In Manitoba, you’ll pay this on a sliding scale based on property value. Fun!)

And of course… moving costs, new furniture, and that emergency “why is the basement leaking” fund.


6. Pick the Right Property (and the Right Realtor)

House-hunting as a couple is both exciting and revealing. One of you wants an open-concept modern condo downtown, the other dreams of a character-filled house in St. Boniface. Sound familiar?

Start by listing out your non-negotiables and nice-to-haves, then find the overlap.

Make sure you work with a real estate agent who’s familiar with helping unmarried couples. They can walk you through co-ownership specifics and flag potential red flags.


7. Plan for the “What Ifs” (It’s Not a Jinx, It’s Just Smart)

No one wants to think about breaking up when you’re buying your dream home together—but it’s important. You wouldn’t go on a road trip without checking the spare tire, right?

Your cohabitation agreement should cover:

  • What happens if one person wants to sell and the other doesn’t

  • A buyout clause

  • How to handle disagreements

  • Who lives in the home if you split up (especially if kids are involved later)

You’re not planning for failure—you’re planning for peace of mind.


8. Don’t Forget the Insurance Talk

You’ve probably got home insurance on your radar. But don’t stop there.

Think about:

  • Life insurance: So the mortgage doesn’t fall entirely on one person if the worst happens.

  • Disability insurance: To cover mortgage payments if one of you can’t work for a while.

  • Contents insurance: To protect all the stuff inside the home you’re working so hard to furnish.


9. Talk to a Lawyer or Notary Before Signing Anything

Once you’ve made all these decisions, bring in the pros.

Get a real estate lawyer to draft or review your agreement, walk through your mortgage and title setup, and make sure everything is legal and binding. This is not the time to rely on “we trust each other.”


Final Thoughts: Love Smart, Buy Smart

Buying a home together as an unmarried couple in Canada can be a beautiful step forward in your relationship—but it comes with real responsibilities.

Yes, you’re building a future. But you’re also building equity, sharing legal obligations, and creating something that requires solid communication, clear planning, and a lot of honesty.

With the right prep, the right professionals, and a good sense of humour when the reno quotes roll in, you’ll not only survive the homebuying process—you’ll thrive in it.


Ready to take the next step together?
Before you dive into listings, let’s make sure your partnership and paperwork are just as strong as your Pinterest boards.


💡Contact Ty to get connected with Winnipeg-based experts who’ll walk you through every step—with the clarity, care, and coffee you deserve.

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How Your Interiors Are Messing With (or Boosting) Your Mood

Let’s get real for a second: have you ever walked into a room and instantly felt lighter? Or maybe you stepped into someone’s home and couldn’t wait to leave? That’s not just you being picky—that’s your environment working its psychological magic. The spaces we live in have a direct impact on how we feel, think, and function. Yep, your living room might just be low-key controlling your vibe.

Whether you’re buying, selling, staging, designing, or just rearranging your furniture for the fourth time this month (we’ve all been there), understanding the connection between interiors and emotions can be a game changer. So, let’s dive into why our spaces matter and how we can design for better moods and mental clarity.


1. Color Psychology: It’s Not Just a Paint Chip

Let’s start with the big one: color. Color is one of the most powerful tools in interior design because it instantly affects our emotional state.

  • Blue is calming and serene—great for bedrooms or offices.

  • Yellow can boost energy and mood (hello, sunshine vibes), but too much can cause anxiety.

  • Green is restful, soothing, and often linked to nature.

  • Red is stimulating and passionate, but also aggressive in large doses.

  • Neutrals offer calm and balance, but too much can feel sterile.

Want to feel more grounded? Add earth tones. Need a productivity boost? Try a pop of orange or red in a workspace. Just broke up with someone? Maybe skip the moody blues.

2. Natural Light = Natural Happiness

Science backs it: natural light improves mood, productivity, and even our sleep cycles. Dark, closed-off rooms tend to make people feel more tired, less motivated, and even a little down. If a room feels depressing, check the light situation first.

  • Use mirrors to reflect sunlight

  • Keep window treatments minimal

  • If your home lacks natural light, invest in warm-toned bulbs or daylight lamps

Buyers are drawn to bright spaces because they feel better. Sellers? Open those curtains. Designers? Play with light placement and window focal points.

3. Clutter: The Silent Stressor

You may not notice it right away, but clutter can quietly stress you out. Piles of clothes, random cords, or just too much "stuff" can overwhelm your senses and increase anxiety.

Minimalist doesn’t mean boring. It means curated. It means you walk into your space and don’t immediately feel like your to-do list grew by 17 items. Even if you're not a minimalist, you can still:

  • Create designated storage

  • Use baskets or built-ins to hide visual clutter

  • Do the "one in, one out" rule (for every new item, one must go)

4. Furniture Layout & Flow

How we move through a space affects how we feel in that space. Ever stubbed your toe on a coffee table one too many times? That’s poor layout energy.

  • Open layouts feel freeing and social

  • Closed or overly crowded spaces feel stifling

  • Walkways should be intuitive and unobstructed

Good flow = good mood. It also makes your home feel more spacious, which is a win whether you’re living in it or listing it.

5. Texture, Materials, and the Comfort Factor

There’s a reason we love plush throws, soft rugs, or buttery leather couches. Texture activates our senses. It adds warmth and makes a space feel lived in—not like a showroom.

  • Natural materials (wood, linen, wool) evoke calm

  • Layered textures add depth and emotional comfort

  • Avoid overly cold or synthetic textures if the goal is coziness

This is where interior designers really shine. The right mix of textures can turn an "okay" space into one that people feel at home in instantly.

6. Personalization & Storytelling

Your space should reflect you. Or, if you're staging, it should reflect a version of life that the buyer aspires to. Personalization doesn’t mean chaos. It means carefully chosen pieces that tell a story—photos, art, books, or travel finds.

Personalized interiors:

  • Increase emotional connection to the space

  • Help with mental clarity and identity

  • Make a house feel like a home

This is powerful not just for homeowners, but also for sellers. Buyers often connect emotionally to a staged home that feels lived-in (but not too lived-in).

7. Scent and Sound: The Underrated Mood Shifters

Design doesn’t stop at visuals. What you smell and hear matters.

  • Soft background music can make a space feel safe and welcoming

  • A diffuser with lavender or eucalyptus can instantly reduce stress

  • Avoid harsh chemical smells—they create a subconscious aversion

Real estate agents know this trick. So do designers. It’s called sensory staging, and it works.


TL;DR: A Happy Home = A Happy You

To sum it up, here’s how your home might be shaping your mood:

  • The colors are triggering your emotions

  • The lighting is either lifting you up or dragging you down

  • Clutter is quietly making you anxious

  • Bad flow = bad vibes

  • Textures are either comforting or cold

  • Personal touches make a difference

  • Smell and sound complete the experience

Whether you’re staging to sell, buying your forever home, or just upgrading your current nest, small tweaks in your interiors can have a big impact on your mental and emotional well-being.


Want Your Space to Feel Right?

Contact Ty, we get that a home is more than walls and windows. It's where your life unfolds. Whether you're buying, selling, or redesigning, let’s make sure your space feels as good as it looks.

Reach out to us here and let’s make home your happy place.

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Top 5 Mistakes Home Sellers Make in a Slowing Real Estate Market (and How to Avoid Them)

When the real estate market cools down, things change. Homes take longer to sell, buyers get pickier, and those quick multiple-offer situations we were seeing a year ago? Not so common anymore.

This is where strategy matters.

I’ve worked with plenty of sellers over the years—and if there’s one thing I know, it’s that you can still sell confidently in a slower market. But only if you avoid the common mistakes that trip up so many people.

Here are five big ones—and how to stay one step ahead.


1. Overpricing the Home

Let’s start with the most common (and costly) mistake: asking too much.

It’s tempting, I know. You look at what your neighbour got last year, you think about your upgrades, and you want to push the price a little higher. But here’s the reality: when buyers have more options and more time, overpricing just pushes them away.

What to do instead:
Price your home strategically—not emotionally. I always run a full Comparative Market Analysis (CMA) so you’re basing your list price on data, not guesswork. In this kind of market, the right price attracts serious buyers faster and can still lead to strong offers.


2. Skipping the Prep Work

When homes aren’t flying off the shelf, first impressions become everything. If your place looks outdated, cluttered, or poorly maintained—even slightly—buyers will move on without a second thought.

What to do instead:
Stage it. Declutter. Touch up the paint. Boost the curb appeal. Invest in professional photos (please, no dark iPhone shots). The small stuff makes a big difference. Buyers need to feel something when they walk in—and that starts before they even book a showing.


3. Getting Too Emotionally Attached

This one’s tough. I get that your home means something to you—it’s where life happened. But emotional pricing or turning down solid offers just because “it doesn’t feel right”? That can backfire.

What to do instead:
Take a step back and treat it like a business move. Let your agent (me 👋) help you navigate the numbers, negotiations, and timing. Sellers who stay flexible tend to sell faster—and usually with less stress.


4. Weak or Outdated Marketing

Gone are the days when slapping a listing on the MLS was enough. If your property isn’t being marketed where today’s buyers are looking, you’re missing out.

What to do instead:
Use an agent who goes beyond the basics. That means professional video tours, social media campaigns, targeted ads, reels, open houses, and more. The more eyeballs we get on your home, the better your chances of finding the right buyer at the right price.


5. Waiting for the “Perfect” Time

I’ve seen a lot of homeowners hit pause—hoping the market will bounce back. But here’s the thing: real estate is about timing your life, not timing the market. Waiting too long can mean higher carrying costs, missed opportunities, or listing when competition is even tougher.

What to do instead:
If selling lines up with your goals, let’s make it happen. Don’t wait for conditions to be perfect—let’s use the data and build a smart plan to get it done now.


Final Thoughts

Selling in a slower market isn’t impossible. It just requires a shift in mindset—and the right strategy.

Avoid the emotional traps. Put the work into presentation. And don’t sleep on your marketing. When you do all of that right, you can still sell with confidence (and without regret).

If you’re thinking about selling and want a no-pressure game plan built around your situation, I’m here to help.

Let’s talk about what makes sense for you—now or later.

📲 Send me a message, or book a quick call here. I’ve got you.

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Living Near Transit: What It Really Means for Your Lifestyle

When we think about location in real estate, most people focus on square footage or school zones. But in many Canadian cities, proximity to public transit is quickly becoming one of the most influential lifestyle factors—shaping how people live, move, and even spend their money.

Whether you’re a first-time buyer, a growing family, or a seasoned investor, understanding the real value of a transit-accessible home could be the game-changer in your next real estate decision.


1. Less Time Commuting, More Time Living

Living near a major transit route isn’t just convenient—it’s life-enhancing.

Imagine skipping the gridlock and actually having time for a slow morning coffee, walking your kids to school, or hitting a yoga class after work. In cities like Toronto, Ottawa, or Mississauga, a quick walk to a subway or LRT station can save you hours every week.

Forget the stress of traffic and parking—just hop on and go. That’s time you can reinvest in your life.


2. It’s Easier on Your Wallet, Too

Let’s be real: car ownership in Canada is expensive. Between rising gas prices, insurance, maintenance, and parking, costs add up—fast.

Living near reliable public transportation can dramatically reduce or eliminate the need for a car, especially in urban centres. That’s potentially hundreds or even thousands of dollars saved each year—money you can redirect into your mortgage, investments, or just enjoying your lifestyle a little more.


3. Freedom to Explore—Without the Traffic

Transit-oriented living offers something money can’t buy: freedom.

Spontaneous plans? Covered. Last-minute downtown events? Easy. Grocery runs, medical appointments, libraries, and schools? All just a few stops away. And if you don’t drive—or don’t want to—public transit ensures you can still live life fully.

This accessibility is especially helpful for students, seniors, and people with limited mobility, making the neighbourhood more inclusive and dynamic.


4. Transit Access Can Boost Property Value

For homeowners and investors alike, transit access isn’t just convenient—it’s profitable.

Properties near GO train stations, subways, or new LRT projects often see higher resale values and stronger long-term appreciation. Some areas even experience a price jump before transit projects are completed.

For example, condos along Mississauga’s upcoming Hurontario LRT line are already gaining traction among investors anticipating increased demand and rising prices.


Choosing the Right Transit-Friendly Neighbourhood

Not all transit access is created equal. A bus stop may help, but subways, LRT lines, and GO stations usually carry more weight when it comes to convenience and property value.

Also consider:

  • Walkability: Are daily essentials like shops, schools, or clinics within walking distance?

  • Noise: Living next to a transit hub may mean more sound—sometimes a short walk away offers the perfect balance.

  • Future plans: Look at planned transit expansions, not just existing ones. Buying ahead of infrastructure can be a savvy move.


Spotlight on Ontario

  • In Toronto, homes near Line 1 and Line 2 continue to attract buyers thanks to direct downtown access.

  • In Ottawa, west-end neighbourhoods are evolving quickly with the expanding O-Train.

  • In Mississauga, the upcoming Hurontario LRT is set to reshape the entire real estate landscape along its route.

Today’s buyers aren’t just asking about walk scores—they’re checking transit scores too. And it’s changing the way people see value in location.


Final Thoughts

Living near transit isn’t just about saving time on your commute. It’s about choosing a more flexible, connected, and cost-efficient lifestyle—one that offers long-term value both personally and financially.


Ready to Find a Home That Keeps You Connected?

Whether you’re looking to buy, sell, or invest in a transit-accessible neighbourhood, Ty Mitchell can help you make a move that makes sense.
Let’s find a place where convenience meets community.

📩 Contact Ty Mitchell today to start your real estate journey.

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Real Estate Agent vs. Broker: What’s the Difference?

Buying or selling a home is one of the most significant decisions you'll make—so it’s important to have the right professionals by your side. If you’ve ever found yourself wondering about the difference between a real estate agent and a broker, you’re not alone. These roles are often used interchangeably, but they have distinct responsibilities, qualifications, and functions—especially in Canada, where real estate is regulated at the provincial level.

Let’s break it down so you know exactly who does what—and who you should turn to depending on your real estate goals.


Real Estate Agent vs. Broker: The Key Differences

Here’s a quick look at the core distinctions between agents and brokers in Canada:

1. Scope of Responsibilities

  • Real Estate Agents are licensed to assist buyers and sellers with property transactions. They focus on client relations, home showings, negotiations, and marketing listings.

  • Brokers take on a broader set of duties. In addition to everything an agent does, brokers can run their own brokerage, manage agents, and handle legal compliance for transactions.

2. Level of Independence

  • Brokers can operate independently and hire agents to work under them.

  • Agents, however, must work under the supervision of a licensed broker.

3. Training and Experience

  • Brokers complete more advanced training and must often have a few years of experience as an agent before they can qualify for a broker license.

  • Agents begin their careers after completing a licensing course and meeting basic provincial requirements.

4. Freedom and Flexibility

  • Brokers have the autonomy to run their own businesses, set their schedules, and build a team.

  • Agents enjoy flexible schedules but must work within the guidelines set by their managing broker.

5. Earning Potential

  • Brokers typically earn more because they can keep a portion of the commission from agents working under them.

  • Agents earn commissions per transaction, often splitting their earnings with their brokerage.


Types of Real Estate Agents

Depending on your goals, the type of agent you work with can make a big difference.

1. Buyer’s Agents

Represent homebuyers by helping them find suitable properties, negotiate prices, and navigate inspections and paperwork.

Advantages:

  • Strong market knowledge

  • Skilled at negotiating favorable terms for buyers

2. Seller’s Agents (Listing Agents)

Work on behalf of property owners to price, market, and sell homes.

Advantages:

  • Expertise in home valuation and marketing

  • Focused on securing top-dollar offers for sellers

3. Dual Agents

Represent both the buyer and seller in the same transaction. They act as neutral facilitators to help the deal move smoothly.

Advantages:

  • Single point of contact

  • Balanced approach to both sides (though limited in advocacy due to neutrality)

4. Investment Agents

Specialize in helping investors analyze potential deals, project returns, and navigate property portfolios.

Advantages:

  • Deep knowledge of ROI, cap rates, and market trends

  • Ideal for clients looking to grow wealth through real estate


Types of Brokers in Real Estate

Brokers also come in different forms, each with a unique role in the transaction process:

1. Real Estate Broker

Fully licensed professionals who often run their own brokerage, manage agents, and oversee transactions.

Advantages:

  • Handle complex transactions with legal expertise

  • Provide mentorship and structure to their agent team

2. Associate Broker

Holds a broker license but chooses to work under another broker rather than starting their own brokerage.

Advantages:

  • Access to broker-level knowledge with the support of an established team

  • May transition to full broker independence in the future

3. Transaction Broker

Acts as a neutral facilitator without representing either party exclusively.

Advantages:

  • Fair and balanced approach

  • Helps both buyer and seller complete the transaction smoothly


Pros of Working with an Agent

  • Easier Entry Point: Agents require less training to get started.

  • Built-In Support: Agents work under experienced brokers who offer guidance.

  • Client-Focused: More time to build relationships with buyers and sellers.

  • Commission-Based Income: High-earning potential with the right hustle.

  • Flexible Schedules: Great for professionals seeking work-life balance.


Pros of Working with a Broker

  • Higher Earning Potential: Brokers can earn from their agents' deals in addition to their own.

  • Business Independence: Ability to open and run a real estate firm.

  • More Services Offered: Property management, training, and brokerage consulting.

  • Leadership Roles: Manage and mentor agents to grow a thriving team.

  • Advanced Knowledge: More education and licensing translates to deeper industry insight.


Final Thoughts

Whether you’re buying, selling, or investing in real estate, it’s essential to understand the difference between a real estate agent and a broker. While both play a vital role in making your transaction successful, the level of experience, responsibility, and autonomy they bring to the table can vary significantly.

If you’re not sure which expert is right for you—or if you simply want to talk through your real estate goals with someone who knows the market—reach out to Ty Mitchell today. Whether you need a knowledgeable agent or are exploring your options, Ty is here to help guide you every step of the way.

👉 Contact Ty Mitchell to get started on your real estate journey.

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Things to Think About Before Renovating Your Bathroom

Renovating your bathroom can be one of the most rewarding updates you make to your home—but it also comes with a lot of decisions. Beyond choosing finishes and features you love, it's essential to think about how those choices may impact your home's functionality and even its future resale value.

Whether you're updating a main bathroom, ensuite, powder room, or guest bath, it's a good idea to think long-term—especially if you're considering changes like swapping a bathtub for a walk-in shower or adding accessibility upgrades.

Here are some key factors to consider before diving into your bathroom remodel:

Showers vs. Tubs: What’s the Right Move?

In today’s market, sleek, modern showers have become increasingly popular—especially spacious walk-ins with built-in benches, shelves, or open, doorless designs. These features feel contemporary and convenient, especially for busy households or aging homeowners.

But don’t count out bathtubs just yet.

If your home appeals to young families, a lack of a bathtub might actually work against you. Many parents prefer having a tub for bathing kids, and families often see it as an essential feature. If you only have one bathroom in your home, keeping at least one tub is usually a smart move.

When in doubt, talk to a local real estate expert to find out what features buyers in your area are prioritizing.

Flooring: Style, Safety, and Comfort

Carpet in bathrooms has mostly gone out of style for practical (and hygienic) reasons—but there are still a few important decisions to make when it comes to flooring.

Popular choices today include:

  • Porcelain or ceramic tiles

  • Waterproof vinyl

  • Engineered wood

These materials are durable, easy to clean, and resistant to moisture. For added safety, consider non-slip textures or finishes—especially important in homes with kids or seniors. And for an extra touch of luxury, heated floors can make chilly mornings a bit more bearable.

Vanity Must-Haves

Today’s homeowners are leaning toward vanities that are both functional and beautiful. Double sinks continue to be a favourite, especially in shared bathrooms, while storage-friendly designs help keep clutter out of sight.

Trending vanity features:

  • Solid plywood or hardwood construction

  • Stone or quartz countertops

  • Built-in drawers and shelving

  • Comfortable counter height (say goodbye to the squat-and-splash)

Your vanity is one of the focal points of your bathroom, so choose something that’s practical, long-lasting, and suits the overall style of your space.

Designing for Accessibility

If you're planning to age in place—or simply want to make your bathroom more inclusive—accessibility should be part of the design from the beginning. Planning ahead can save you both time and money later on.

Accessibility-friendly bathroom features might include:

  • Wide, roll-in showers

  • Built-in or movable shower seats

  • Handheld, adjustable showerheads

  • Wall-mounted grab bars (secured to studs, not suction!)

  • Raised toilets

  • Support rails around the toilet area

  • Easy-turn lever faucets

  • Bright, layered lighting

  • Non-slip floors and mats

These elements not only make a bathroom more functional for everyone—they can also appeal to a broader range of buyers down the road.

Smart Storage Solutions

Before choosing your storage, consider how the space will be used. A kid’s bathroom might need lots of open shelving and basket space, while a guest bathroom can get by with minimal storage. A master ensuite? That’s where you can splurge on smart solutions.

Creative storage ideas:

  • Under-sink cabinets or drawers

  • Floating wall shelves

  • Recessed wall niches

  • Over-the-toilet shelving

  • Built-in linen closets

  • Storage ladders or towel ladders

  • Stylish baskets, carts, or bins

  • Mounted wall racks or cubbies

Remember: A clutter-free bathroom looks and feels more spacious—and a well-organized space is always a win for resale.

Final Thoughts

Renovating a bathroom is about more than just pretty tiles and trendy taps. The best bathroom designs strike a balance between function, comfort, safety, and style. Whether you’re planning a small refresh or a complete overhaul, taking the time to think through your choices now can help you create a space you’ll love—while also protecting the long-term value of your home.

Thinking about starting your own bathroom reno? Don’t forget to consult a local expert to help you make the most strategic and stylish choices for your space!

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12 Commonly Googled Real Estate Questions, Answered by REALTORS®

Who (or what) do you turn to when you have questions about real estate?
If you're like most Canadians, you're probably asking Google or even using AI tools to help you get started. And while the internet is a great place to begin gathering general information, it’s not always easy to separate fact from fiction.

That’s where the pros come in.

Working with a REALTOR® ensures that you're getting accurate, up-to-date, and local insights into the real estate market. But if you're still in the early stages of your buying or selling journey, we asked REALTORS® across Canada to weigh in and answer some of the most commonly Googled real estate questions to help guide you in the right direction.

1. What are the steps to buying a home in Canada as a first-time home buyer?

Buying your first home can feel overwhelming, but having a step-by-step plan helps. Here’s a simplified version:

  1. Get pre-approved for a mortgage.

  2. Hire a REALTOR® to guide you through the process.

  3. Start your home search and attend showings.

  4. Make an offer when you find the right home.

  5. Schedule a home inspection.

  6. Finalize your financing.

  7. Close the deal and get the keys!

Bonus tip: Look into First-Time Home Buyer Incentives and rebates available in your province.

2. Should I buy or rent a home?

It depends on your lifestyle, financial goals, and how long you plan to stay in one place.

  • Buy if you're looking to build equity, settle down, or take advantage of market appreciation.

  • Rent if you value flexibility, are saving for a down payment, or plan to move within a few years.

A REALTOR® can help you crunch the numbers and evaluate what makes the most sense for you.

3. What should I expect during the closing period?

The closing period is the time between your offer being accepted and the official transfer of ownership. Expect to:

  • Sign lots of paperwork

  • Work with your lender to finalize your mortgage

  • Coordinate with your lawyer and REALTOR®

  • Do a final walkthrough

  • Pay your closing costs (including legal fees, land transfer tax, etc.)

4. Can a REALTOR® help me with rentals?

Absolutely! While not all REALTORS® specialize in rentals, many do. They can help you find reputable listings, negotiate terms, and ensure your lease agreement protects your rights.

5. What are some common home buying mistakes and how do I avoid them?

Top mistakes include:

  • Skipping mortgage pre-approval

  • Not budgeting for closing costs

  • Falling in love with a home outside your budget

  • Skipping the home inspection

  • Going it alone without professional guidance

Avoid these by working with a REALTOR®, staying financially prepared, and asking questions every step of the way.

6. How do I handle multiple offers on my property?

Receiving multiple offers is exciting—but also strategic. Your REALTOR® will help you:

  • Review each offer carefully (it's not just about price!)

  • Consider conditions and buyer flexibility

  • Negotiate to get the best possible terms

In some cases, you may hold a "bidding war" or ask for the highest and best offers.

7. Why do I need to work with a REALTOR®?

REALTORS® bring local market knowledge, negotiation expertise, and access to MLS® listings that you won’t find on public sites. They also:

  • Help you avoid costly mistakes

  • Act in your best interest

  • Make the process smoother from start to finish

Think of them as your guide and advocate in a complex transaction.

8. How do I assess the long-term value of a property?

Key factors include:

  • Location (schools, transit, development plans)

  • Condition and potential for renovations

  • Market trends and comparable sales

  • Future resale value

Your REALTOR® can provide a Comparative Market Analysis (CMA) to help you assess if a home is priced fairly and a good long-term investment.

9. What’s the difference between a pre-inspection and a home inspection?

  • Pre-inspection: Done before listing a home to spot issues early. It can make a home more attractive to buyers.

  • Home inspection: Done after an offer is accepted (often by the buyer) to identify any hidden concerns before finalizing the purchase.

Both are important tools in ensuring a smooth transaction.

10. Can I negotiate the asking price of a property—even in a seller’s market?

Yes, but it depends on the specific property and market conditions. In a hot market, homes may sell for over asking. However, your REALTOR® can guide you on:

  • When to offer below asking

  • How to craft a competitive offer

  • What other terms might strengthen your position

11. Should I buy a home with a pool?

A pool can be a great feature—but it’s not for everyone. Consider:

  • Ongoing maintenance and insurance costs

  • How often you’ll use it

  • Impact on resale (pools may not appeal to all buyers)

Talk to your REALTOR® about whether it aligns with your lifestyle and market trends in your area.

12. What’s the difference between being pre-qualified and pre-approved?

  • Pre-qualified: A basic estimate based on self-reported financials. It’s a good starting point, but not a guarantee.

  • Pre-approved: A more thorough process that involves verifying your income, credit, and documents. This gives you a much stronger position when making an offer.

Always aim for pre-approval before house hunting!

Final Thoughts

While it’s easy to Google real estate questions, nothing beats the guidance of a trusted REALTOR®. Whether you’re buying your first home, selling your family home, or somewhere in between, having a real expert in your corner makes all the difference.

Need real estate advice tailored to you?
Connect with our team, we ready to help you make your next move with confidence.

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Keep Your Pool Pristine: A Realistic Guide for Canadian Homeowners

Owning an inground pool is like having your own little retreat just steps from your back door—weekend swims, poolside lounging, and memories made with friends and family. But let’s be honest: behind every picture-perfect pool day is some good old-fashioned maintenance.

If you're a new pool owner or just want to keep things running smoothly this summer, here’s a simple breakdown of what it takes to keep that water sparkling and swim-ready.

Start with the Basics: Test and Balance Your Water

Think of your pool water like a science experiment. It needs the right mix of elements to stay clean and safe.

  • Test often – Aim for once a week using test strips or a test kit. You’ll want to keep an eye on pH, chlorine, and alkalinity.

  • Target that perfect pH – Somewhere between 7.2 and 7.8 keeps the water comfy and your pool equipment happy.

  • Keep it sanitized – Make sure chlorine stays between 1-3 ppm to keep bacteria out and the water clear.

Stay on Top of Cleaning

A few minutes a day can save you hours later.

  • Skim daily – Leaves, bugs, and other debris are easier to remove before they sink.

  • Brush and vacuum weekly – Don’t let algae settle in. A robotic pool vacuum can be a game-changer.

  • Empty the skimmer basket – A clogged basket slows down filtration and water flow.

Check Your Equipment Often

Your pump, filter, and accessories do the heavy lifting. Make sure they’re in good shape.

  • Run the pump 8–12 hours a day – It keeps the water circulating and filtered.

  • Clean or change the filter as needed – A dirty filter = cloudy water.

  • Inspect ladders and rails – Safety first! Look for rust or loose parts.

  • Backwash when necessary – For sand or DE filters, backwash every few weeks to keep things flowing smoothly.

Winterize Like a Pro

If you're in a colder region, don't skip this step when pool season winds down.

  • Balance the water before closing – Adjust pH, alkalinity, and calcium hardness.

  • Clean and cover – A tight-fitting, durable cover helps keep your pool clean over the winter.

  • Drain equipment – This prevents freezing and expensive damage.

Book a Yearly Pro Inspection

Even if you’ve got everything running like clockwork, a second set of eyes never hurts.

  • Annual service checks – A certified technician can spot problems early and save you money.

  • Suspect a leak? – If your water levels drop suddenly, don’t wait get it checked out ASAP.

Make It Yours

Once everything’s running smooth, it’s time to add your personal touch. Upgrade your landscaping, hang some string lights, or bring in cozy lounge chairs. Your pool should feel like an extension of your home so make it a space you genuinely enjoy.

💬 Have Poolside Dreams and Real Estate Goals? Ty Can Help.

Whether you’re upgrading to a home with a pool or selling your current place for something new, Ty knows how to navigate the market and get results. Let’s chat about your next move and maybe swap pool care tips while we’re at it. 😉

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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are member’s of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.